Gold Coast
Own your place on the Gold Coast.
We'll run it for you.
One specific holiday home. A small group of owners. Copay handles the scheduling, cleaning, bills and upkeep.
- One specific home
- No group to organise
- Maximum eight owners
- A defined pathway to sell
Renting versus owning
What if the Gold Coast place you kept coming back to was actually yours?
You've booked weekends here before. The beach is familiar. The favourite breakfast spot is familiar. But every trip starts with finding another place to stay.
Copay changes that.
Renting
- Book
- Pay
- Stay
- Leave
- Start again
Your Copay home
- Own your share
- Book
- Stay
- Come back
- The same home, year after year
The difference isn't another holiday. It's having somewhere to come back to.
Your place on the coast
A home base for the Gold Coast you already love.
- Morning swim.
- Lunch nearby.
- Dinner out.
- Back to your own place.
Burleigh, Broadbeach, the southern beaches or the hinterland. Not another accommodation search. One home you know. Your things can stay there. Copay gets it ready between visits. You arrive and use it.
How it works
How does it actually work?
Three steps. No group to organise, nothing to run.
- Tell us what you'd wantChoose the Gold Coast area, kind of home and roughly when you're considering it.
- Own your share of one homeCopay brings together the small ownership group. The ownership, usage, costs and exit arrangements are documented before purchase.
- Arrive. It's handled.Copay manages scheduling, cleaning, maintenance, bills and coordination between visits.
What you would own
What do I actually own?
One home. Not a holiday club.
You are buying a share connected to one specific home, rather than access to a collection of properties. One specific home. Not points. Not access to a network of properties.
- One specific home
- One home, at one address, shared by a small group of owners, a maximum of eight. Not a resort, not a network of properties.
- Your share
- The home is held by a dedicated unit trust with a corporate trustee. You hold units in that trust, recorded on its unit register.
- The rules in writing
- A solicitor-drafted co-ownership agreement sets out how usage is allocated, how costs are shared and how an owner sells later, before you commit. Peak periods and school holidays rotate.
- Copay manages it
- Scheduling, cleaning, maintenance, bills and coordination. Owners arrive to a home that is ready.
Thinking about the Gold Coast?
Tell us the kind of home and share that would suit you. About a minute, no commitment.
Your preference
What would your Gold Coast place look like?
We're currently sourcing suitable Gold Coast homes. Tell us what you're looking for and we'll contact you when a suitable opportunity matches your preferences. About a minute, no commitment.
You own it. You don't run it.
The house
- Cleaning
- Maintenance
- Repairs
- Gardening
- Pool care
The money
- Insurance
- Council rates
- Bills
The admin
- Turnover between stays
- Scheduling
- Owner admin
- Support
One monthly payment covers all of it. You never chase a tradesperson or collect money from another owner.
Your things stay in a locked store at the house, so you travel light and they're waiting when you arrive.
Who gets Christmas?
how it works
| Christmas | Easter | January | |
|---|---|---|---|
| 2027 | You | Owner B | Owner C |
| 2028 | Owner B | You | Owner D |
| 2029 | Owner C | Owner D | You |
Smart Scheduling in the Copay portal rotates the peak dates for you. Have Christmas this year and you rank lower for it next year, so nobody keeps the best dates and nobody negotiates with anyone.
And the house is yours whenever it's free, on short notice, without touching your allocation.
Cost
What does it actually cost?
- Your share, paid once.
- Your share of the home, plus applicable transfer duty, legal review and Copay fees.
- Then one monthly levy.
- Ongoing property costs such as insurance, maintenance, rates and scheduling are shared in proportion to ownership and managed through one monthly payment.
Figures vary by property. Exact costs are confirmed in writing before you commit.
The other owners
What if another owner causes problems?
Shared ownership runs on written arrangements, not on owners negotiating with each other. Copay handles the money, the bookings and the admin. You never negotiate a date or a payment with another owner.
- The rules
- A solicitor-drafted co-ownership agreement sets out how usage is allocated, how costs are shared and how an owner sells later. Copay runs the home, so you follow the house rules everyone agreed to.
- If an owner stops paying
- Copay steps in, manages the arrears and pursues the payment, so you are not the one chasing another owner. The trust agreement sets out what happens if it is not resolved.
- If someone damages the home
- Damage is charged to the owner responsible through the home's ledger, not shared across everyone.
Selling later
A defined pathway to sell.
Request a sale once your minimum holding period is met. An independent valuation helps determine the market value, existing co-owners get the first opportunity where applicable, then Copay markets your share to registered buyers, the buyer completes verification, and your units transfer.
You decide when to sell and what price to accept. A sale is not guaranteed, and timing depends on market conditions and buyer demand.
Read this plainly
What we don't promise.
Co-ownership through Copay is a lifestyle arrangement, not a financial product. Before you decide, read this plainly.
- No promise of value increase.We do not suggest, imply or promise that the value of any home or your unitholding will rise. Property values can fall. Do not buy a Copay share expecting the value of your units to increase over time.
- No guaranteed exit price or timeframe.When you choose to sell your share, the price depends on what a willing buyer pays at that time. There is no buy-back guarantee, no minimum floor price and no guaranteed timeframe for sale. Selling takes time, as any property transaction does.
- No guaranteed access to specific dates.Your entitlement is your allocated nights per year, distributed through a fair rotating scheduling system. Peak dates (Christmas, school holidays, Easter) rotate between all owners. You cannot be guaranteed a specific date until a confirmed booking is made through the owner portal.
- No short-term letting programme.Current Copay homes are held for personal use by co-owners. Co-ownership agreements for current properties do not permit short-term letting of owner nights. If a future home's agreement permits short-term letting, that will be stated in that specific listing. Copay does not operate or facilitate letting on your behalf.
- Not financial, tax or legal advice.Nothing on this website constitutes financial, investment, tax or legal advice. Obtain independent advice from qualified professionals before making any purchase decision.
General information only. Not financial, legal or tax advice. Copay is not a managed investment scheme. Nothing on this website is an offer to sell or a solicitation to buy any securities or financial products. Elate Holdings Pty Ltd ABN 58 655 961 176 t/a Copay.
Why we built Copay.
We watched families spend years renting the same coast while second homes sat empty most of the year. Neither made much sense. So we built a simpler way to own one, share it fairly, and leave the running to us.
Himanshu Arora & Mohamed Ismail
Co-founders
Questions people ask first
Straight answers.
Is this a timeshare?
No. A timeshare generally gives you a right to use. A Copay share gives you an ownership interest in the structure that owns a specific home. You hold units in a dedicated unit trust that owns one house, at one address, with a maximum of eight owners. Your rights are set out in a solicitor-drafted co-ownership agreement.
What do I actually own?
Units in the trust that owns the home. Said plainly: the trustee company is registered on the property title. You own units in the trust, not the land directly. Your units are recorded on the trust's unit register and represent a defined share of that one home.
How many people share a home?
A maximum of eight per home.
How are peak periods allocated?
Peak dates rotate between owners every year. Have Christmas this year and you rank lower for it next year, so nobody keeps the best dates and nobody negotiates with anyone. The rotation is run by the Copay portal, not by owners talking to each other.
What does Copay manage?
Scheduling, cleaning, maintenance, bills and coordination. Owners arrive to a home that is ready. Copay handles the money, the bookings and the admin. You never negotiate a date or a payment with another owner.
What happens if I want to sell?
Through a defined process that Copay manages. You decide when to sell and what price to accept. A sale isn't guaranteed, and timing depends on market conditions and buyer demand. More on selling.
Do I need to find the other owners myself?
No. You buy your share individually. Copay assembles the co-owners and runs the home. There is no group to organise, no shared mortgage, and no money conversation with friends.
Could your next Gold Coast trip be to your own place?
Tell us the kind of Gold Coast home you're looking for. Registering costs nothing and doesn't commit you to buying.
Copay has not acquired or secured a Gold Coast property. This page is not a property listing and does not offer any property for sale. No price, usage entitlement or availability is represented. Details of any future home, its costs and its documentation will be provided in writing before any decision.